Financial News

Mothercare Reports £21.7m UK Division Loss

Mothercare UK has reported a £21.7m loss for the year, an improvement on last year's loss of £24.7m.

Royal Mail CEO In Line For £500,000 Bonus

The chief executive of Royal Mail is being lined up for an annual bonus worth almost £500,000 just months before the company presses the button on Britain's biggest privatisation...

Google Boss Fears 'Digital Ethnic Cleansing'

Two of Google's most senior executives have used a lecture in London to press their belief in the transparency of the internet and warned of the dangers of "digital ethnic...

Global Markets Down After Bernanke QE Talk

The FTSE lost close to 2% in early trading on the back of signs the US may wind down quantitative easing measures and weak Chinese data.

Mothercare Reports £21.7m UK Division Loss

Royal Mail CEO In Line For £500,000 Bonus

Google Boss Fears 'Digital Ethnic Cleansing'

Global Markets Down After Bernanke QE Talk

more of today's top stories

view full financial news archive

Buyout Firms Prepare To Battle For Hastings

Some of the biggest private equity firms in the City are preparing to do battle over a stake in the £800m motor insurer Hastings, Sky News understands.

Nissan Recalls 841,000 Vehicles Worldwide

Nissan Motor Co Ltd is recalling about 841,000 vehicles worldwide as a result of a steering wheel glitch.

'Mini-Experian' Callcredit Plots £400m Sale

Callcredit Information Group, one of Britain's fastest-growing credit-checking companies, is plotting a £400m sale that will reap a handsome return for its private equity backers.

IMF Eases Pressure On Osborne Strategy

After all the fuss the International Monetary Fund has made over the past month about the need for the UK to change course on austerity, and about how George Osborne's policies...

Activist Raider Stalks London-Listed Oil Firm

A Ukrainian tycoon will on Thursday move to oust two top bosses of JKX Oil & Gas, a London-listed natural resources group.

Regulator 'Lukewarm' About Banks' Coco Plans

The Bank of England's new regulatory arm has cooled its enthusiasm for a new form of capital that could be used to shore up lenders' balance sheets in a future financial crisis.

markets

Graph time span

Index	Value	Change
FTSE-100	6696.79	-143.48	-2.10%
FTSE-250	14508.00	-316.00	-2.13%
FTSE AllShr	3529.23	-75.50	-2.09%
Dow Jones	15294.50	0.00	0.00%
Nasdaq	3459.42	-3.88	-0.11%
S&P 500	1655.35	0.00	0.00%
Xetra DAX	8305.55	-225.34	-2.64%
CAC 40	3955.98	-11.17	-0.28%
Hang Seng	23261.08	0.00	0.00%
Nikkei 225	14483.98	-1143.28	-7.32%

Data is delayed by 15 minutes and is for indicative purposes only. It is not intended to be relied upon for specific financial decisions.

Summary information:

Sell
Mid
Day High
Previous Close
Buy
Change
Day Low

Data is delayed by 15 minutes and is for indicative purposes only. It is not intended to be relied upon for specific financial decisions.

currency converter

change amount

from this currency

to this currency

value

1.17

credit cards

Full Width Tool Tab 1

Card	Transfer Rate	Duration	Representative APR
HALIFAX ONLINE ALL IN ONE	0.00%	15 months	17.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 17.90% (variable)
NATWEST YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
ROYAL BANK OF SCOTLAND YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
BARCLAYCARD PLATINUM WITH PURCHASE	0.00%	14 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)

Card	Transfer Rate	Duration	Representative APR
BARCLAYCARD PLATINUM CREDIT CARD WITH EXTENDED BALANCE TRANSFER	0.00%	27 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
NATWEST PLATINUM	0.00%	26 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
ROYAL BANK OF SCOTLAND PLATINUM	0.00%	26 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
VIRGIN CREDIT CARD	0.00%	26 months	17.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 17.90% (variable)

Card	Cashback	Representative APR
AMERICAN EXPRESS PLATINUM CASHBACK	Earn 5% cashback on your first £2,000 spend within the first 3 months. This card offers the HIGHEST ongoing and uncapped cashback rate available across virtually all purchases, regardless of spend level. Spend more than £10,000 on your card in the preceding 12 months and receive an anniversary bonus of double cashback every year on the 13th month of your card membership.	18.70% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) with an annual fee of £25.00 your Representative APR will be 18.70% (variable)
SAINSBURY'S CASHBACK LOW RATE CREDIT CARD	You will receive 5% cashback on Sainsbury's shopping for the first 3 months from account opening (capped at £50 per month) plus £5 cashback each month when you spend at least £250 per month on Sainsbury's shopping and at least £250 per month elsewhere.	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)

Card	Credit Amount	Fee	Representative APR
AQUA CLASSIC	£1200.00	£0	29.70% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 29.70% (variable)
AQUIS VISA CARD	£1000.00	£0	29.80% (variable)
Representative example: If you spend £1000.00 at a purchase rate of 0% (variable) your Representative APR will be 29.80% (variable)
BARCLAYCARD INITIAL	£1200.00	£0	29.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 29.90% (variable)
CAPITAL ONE PROGRESS	£1200.00	£0	29.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 29.90% (variable)

Card	Interest Rate	Fee	Representative APR
SAINSBURY'S NECTAR LOW RATE CREDIT CARD	7.84% a purchase (variable)	£0	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)
SAINSBURY'S CASHBACK LOW RATE CREDIT CARD	7.84% a purchase (variable)	£0	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)
BARCLAYCARD PLATINUM SIMPLICITY	7.90% a purchase (variable)	£0	7.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.90% (variable)
NATWEST VISA LOW RATE CREDIT CARD	9.95% a purchase (variable)	£0	9.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 9.90% (variable)

Card	Purchase Rate	Duration	Representative APR
HALIFAX PURCHASE CREDIT CARD	0.00%	17 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
TESCO BANK CLUBCARD CREDIT CARD FOR PURCHASES	0.00%	16 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
M&S CREDIT CARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
NATWEST YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)

Card	Rewards	Representative APR
AMERICAN EXPRESS BRITISH AIRWAYS	Receive 9,000 Avios when you spend £1,000 in the first 3 months. Collect 1 Avios for virtually every £1 spent. Spend £20,000 on your card in any given year and receive a companion ticket when you redeem your Avios for a British Airways flight. There is no annual fee with this card.	15.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 15.90% (variable)
MBNA MORE REWARDS CREDIT CARD ACCOUNT	You will earn 2 points for every pound you spend on the American Express More Rewards Credit Card and 1 point for every pound you spend on the Visa More Rewards Credit Card. Plus you will earn double points for the first 90 days from account opening. You can use your reward points to redeem from a huge catalogue of rewards ? you'll find everything from practical household items to holidays abroad, refer to provider for full details. Your American Express card also entitles you to exclusive worldwide benefits from the American Express Selects Programme such as retail, dining, travel and entertainment offers.	12.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 12.90% (variable)

fee may apply

loans

Full Width Tool Tab 2

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
THE LOANS ENGINE	5.40%	£189.96	£1398.00	£11398.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 14.3% variable.
OCEAN FINANCE	8.40%	£244.57	£1739.00	£11739.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 13.7% variable.
THE LOANS ENGINE	12.50%	£262.54	£2602.00	£12602.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 20.7% variable.

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
THE LOANS ENGINE	12.50%	£262.54	£2602.00	£12602.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 20.7% variable.
NORTON FINANCE	13.90%	£227.97	£3678.00	£13678.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 17.9% variable.
OCEAN FINANCE	14.60%	£271.79	£3046.00	£13046.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 22% variable.

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
DERBYSHIRE PERSONAL LOAN	5.00%	£299.21	£772.00	£10772.00
Representative example: If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed, a £0.00 and an annual interest rate of 5%.
SAINSBURY'S SHOPPER STANDARD LOAN	5.00%	£299.21	£772.00	£10772.00
Representative example: If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed and an annual interest rate of 5%.
THE LOANS ENGINE	5.40%	£189.96	£1398.00	£11398.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 14.3% variable.

banking

Full Width Tool Tab 4

Bank	Account Name	Interest (AER)
SECURE TRUST BANK PLC	Current Account	0.5%
ADVANCED PAYMENT SOLUTIONS FINANCIAL LTD	cashplus Deluxe Account	0%
EVOLUTION	Premier Current Account	0%
CARDONEBANKING	CardOneBanking managed Account	0%
TUXEDO	eccount money current account	0%

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
LLOYDS TSB BANK PLC	Classic Account with Vantage	4%	5000	19.94	25.0000
SANTANDER	123 Current Account	3%	3000	0	0.0000
COVENTRY BS	Coventry First	1.1%	0		250.0000
LEEDS BS	Premier Current Account	0.05%	100	12	0.0000
M&S BANK	Premium Current Account	0%	0	15.9	100.0000
NORWICH & PETERBOROUGH BS	Gold Classic	0%	1	17.9	0.0000
THE CO-OPERATIVE BANK PLC	Current Account Plus	0%	1	18.9	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
FIRST DIRECT	1st Account	0%	1	15.9	250.0000
SANTANDER	123 Current Account	3%	3000	0	0.0000
HALIFAX	Reward Current Account	0%	1000	0	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
NATIONWIDE BS	FlexAccount	0%	1	18.9	0.0000
HALIFAX	Reward Current Account	0%	1000	0	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
LLOYDS TSB BANK PLC	Silver Account with Vantage	4%	5000	19.94	50.0000
BANK OF SCOTLAND	Silver Account with Vantage	1.5%	1	19.94	50.0000
THE CO-OPERATIVE BANK PLC	Current Account Plus	0%	1	18.9	0.0000
HALIFAX	Ultimate Reward Current Account	0%	0	0	0.0000
M&S BANK	Premium Current Account with insurance	0%	0	15.9	100.0000

savings

Full Width Tool Tab 5

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
VIRGIN MONEY	Fixed Rate Cash E-ISA 5 Years	3%	24.05.18	£1
COVENTRY BS	Fixed Rate ISA (15) 31.5. 2015	2.55%	31.05.15	£5760
VIRGIN MONEY	Fixed Rate Cash E-ISA 3 Years	2.4%	24.05.16	£1
HALIFAX	ISA Saver Fixed	2.3%	4 Year Bond	£500
CHESHIRE BS	ISA Saver (Issue 3)	2.3%	None	£1000
NATIONAL SAVINGS & INVESTMENTS	Direct ISA	2.25%	None	£1
NATIONWIDE BS	Easy Saver ISA (Issue 1)	2.25%	Instant	£1
VIRGIN MONEY	Fixed Rate Cash E-ISA 1 Year	2.2%	24.05.14	£1
VIRGIN MONEY	Virgin Easy Access Cash eISA Issue 4	2.15%	None	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
HALIFAX	Kid's Regular Saver	6%	12 Month Bond	£10
WEST BROM BS	Fixed Rate Regular Saver (Child)	4.6%	1 Year Bond	£10
CHORLEY & DISTRICT BS	Childrens Foxley Regular Saver (Issue 1)	4%	Instant	£1
PRINCIPALITY BS	Dylan's Regular Saver Bond Issue 4	4%	3 Year Bond	£10
BARCLAYS BANK	Children's Regular Saver Issue 1	3.5%	Instant	£5
NEWCASTLE BS	Newcastle Big Little Saver	3%	Instant	£1
MANSFIELD BS	Young Regular Saver 1st Issue	3%	Instant	£1
HALIFAX	Young Saver	3%	Instant	£1
CHORLEY & DISTRICT BS	Foxley Fund	2.9%	Age 18	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
DERBYSHIRE BS	Derbyshire NetSaver Issue 11	1.7%	None	£1000
NATIONWIDE BS	MySave Online Plus	1.7%	None	£1000
YORKSHIRE BS	Triple Access Saver Issue 3	1.65%	Instant	£100
COVENTRY BS	Online Saver (5)	1.6%	None	£1
CHELSEA BS	RSPCA Saver Issue 3	1.6%	Instant	£10
VIRGIN MONEY	Virgin Easy Access Saver Issue 6	1.55%	Instant	£1
SAINSBURY'S BANK	Extra Saver	1.5%	None	£1
POST OFFICE®	Online Saver Issue 10	1.5%	None	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
VIRGIN MONEY	Fixed Rate E-Bond Issue 43	3%	20.05.18	£1
FIRSTSAVE	FirstSave 5 Year Fixed Rate Bond 2nd Issue	2.9%	5 Year Bond	£1000
SHAWBROOK BANK	5 Year Fixed Rate Bond Issue 6	2.75%	5 Year Bond	£5000
SHAWBROOK BANK	4 Year Fixed Rate Bond Issue 6	2.55%	4 Year Bond	£5000
VANQUIS BANK	Vanquis Bank High Yield	2.51%	3 Year Bond	£1000

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
SHAWBROOK BANK	120 Day Notice Personal Savings Account Issue 8	2.1%	120 Day	£1000
SHAWBROOK BANK	95 Day Notice Personal Savings Account Issue 7	2%	95 Day	£1000
GE CAPITAL DIRECT	GE 100 Day Notice	1.85%	100 Day	£500
HAMPSHIRE TRUST PLC	Three Month Notice Account (Issue 2)	1.81%	3 Month	£1000
UNITED TRUST BANK	180 Day Notice Deposit	1.76%	180 Day	£500
SKIPTON BS	45 Day Notice	1.75%	45 Day	£100
UNITED TRUST BANK	6 Month Notice Deposit	1.75%	6 Month	£500
ALDERMORE	30 Day Notice Issue 4	1.75%	30 Day	£1000
KRBS	60 Day Notice Issue 7	1.75%	60 Day	£1000

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
BARCLAYS WEALTH AND INVESTMENT MANAGEMENT	Monthly Saver	5%	12 Month Bond	£1
NORWICH & PETERBOROUGH BS	Regular Saver	3%	None	£1
LLOYDS TSB INTERNATIONAL	International Regular Saver	3%	12 Month Bond	£500
BRITANNIA INTERNATIONAL	Regular Saver	2.5%	None	£50
BRITANNIA INTERNATIONAL	60 Day Notice	1.5%	60 Day	£1000
BRITANNIA INTERNATIONAL	Access Plus	1.25%	None	£1000
NORWICH & PETERBOROUGH BS	Family Easy Access	1%	None	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
WEST BROM BS	Fixed Rate Regular Saver (Adult)	4.1%	1 Year Bond	£10
BARCLAYS BANK	Monthly Savings	3.25%	12 Month Bond	£20
LEEDS BS	Regular Saver Issue 2	3.05%	Instant	£20
FURNESS BS	Furness Lifestyle Saver	3%	Instant	£1
NORWICH & PETERBOROUGH BS	Regular Saver	3%	Instant	£1
YORKSHIRE BS	Regular Saver 2	3%	None	£10
PRINCIPALITY BS	Regular Saver Bond Issue 13	3%	1 Year Bond	£20
MANSFIELD BS	Regular Savings 2nd Issue	3%	Instant	£25
TEACHERS BS	Charity Saver Issue 2	2.8%	None	£10

Financial News

Mothercare Reports £21.7m UK Division Loss

Royal Mail CEO In Line For £500,000 Bonus

Google Boss Fears 'Digital Ethnic Cleansing'

Global Markets Down After Bernanke QE Talk

Mothercare Reports £21.7m UK Division Loss

Royal Mail CEO In Line For £500,000 Bonus

Google Boss Fears 'Digital Ethnic Cleansing'

Global Markets Down After Bernanke QE Talk

more of today's top stories

markets

Graph time span

shares

currency converter

credit cards

loans

banking

savings

What shop closures can teach us

partner links