Financial News

G8: Cameron Prepares For Tax Evasion Battle

Fears are growing that David Cameron's plans to use the G8 to battle tax evasion could end in disappointment, as it emerges that his most ambitious objectives are being opposed by...

Child Porn: Web Giants Summoned For Talks

Leading internet companies have been summoned to a Westminster meeting in a bid to crack down on child abuse online.

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Royal Ascot is one of the highlights of the sporting and social calendars, five days of pomp, pageantry and world-class racing that attracts entrants and attention from around the...

World Cup Protests: Violent Clashes In Brazil

More than 100,000 people have marched through cities across Brazil to protest over rising public transport prices and the cost of staging the 2014 football World Cup.

G8: Cameron Prepares For Tax Evasion Battle

Child Porn: Web Giants Summoned For Talks

Royal Ascot Set To Win Back Confidence In Racing

World Cup Protests: Violent Clashes In Brazil

more of today's top stories

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Lloyds To Hit Back Over Branch Sale Claims

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Co-op Bank Seeks To Fill £1.5bn Capital Hole

A rescue of the Co-operative's troubled banking arm has been launched, in a move that will see investors help fill a £1.5bn hole in its balance sheet.

Porsche Family Buys Back Stake From Qatar

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When I look out onto the River Lagan Waterfront in Belfast I see a city transformed.

Samsung Reveals S4 Galaxy 4G 'Double Speed'

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markets

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Index	Value	Change
FTSE-100	6330.49	0.00	0.00%
FTSE-250	13907.00	0.00	0.00%
FTSE AllShr	3344.76	0.00	0.00%
Dow Jones	15179.85	0.00	0.00%
Nasdaq	3452.13	28.58	0.83%
S&P 500	1626.73	0.00	0.00%
Xetra DAX	8215.73	0.00	0.00%
CAC 40	3863.66	0.00	0.00%
Hang Seng	20969.14	0.00	0.00%
Nikkei 225	13033.12	0.00	0.00%

Data is delayed by 15 minutes and is for indicative purposes only. It is not intended to be relied upon for specific financial decisions.

Summary information:

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Mid
Day High
Previous Close
Buy
Change
Day Low

Data is delayed by 15 minutes and is for indicative purposes only. It is not intended to be relied upon for specific financial decisions.

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1.18

credit cards

Full Width Tool Tab 1

Card	Transfer Rate	Duration	Representative APR
HALIFAX ONLINE ALL IN ONE	0.00%	15 months	17.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 17.90% (variable)
NATWEST YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
ROYAL BANK OF SCOTLAND YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
BARCLAYCARD PLATINUM WITH PURCHASE	0.00%	14 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)

Card	Transfer Rate	Duration	Representative APR
BARCLAYCARD PLATINUM CREDIT CARD WITH EXTENDED BALANCE TRANSFER	0.00%	27 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
BARCLAYCARD PLATINUM CREDIT CARD WITH BALANCE TRANSFER	0.00%	26 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
NATWEST PLATINUM	0.00%	26 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)
ROYAL BANK OF SCOTLAND PLATINUM	0.00%	26 months	18.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 18.90% (variable)

Card	Cashback	Representative APR
AMERICAN EXPRESS PLATINUM CASHBACK	Earn 5% cashback on your first £2,000 spend within the first 3 months. This card offers the HIGHEST ongoing and uncapped cashback rate available across virtually all purchases, regardless of spend level. Spend more than £10,000 on your card in the preceding 12 months and receive an anniversary bonus of double cashback every year on the 13th month of your card membership.	18.70% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) with an annual fee of £25.00 your Representative APR will be 18.70% (variable)
SAINSBURY'S CASHBACK LOW RATE CREDIT CARD	You will receive 5% cashback on Sainsbury's shopping for the first 3 months from account opening (capped at £50 per month) plus £5 cashback each month when you spend at least £250 per month on Sainsbury's shopping and at least £250 per month elsewhere.	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)

Card	Credit Amount	Fee	Representative APR
AQUA CLASSIC	£1200.00	£0	29.70% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 29.70% (variable)
CAPITAL ONE CLASSIC PLATINUM MASTERCARD	£1200.00	£0	29.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 29.80% (variable)
AQUIS VISA CARD	£1000.00	£0	29.80% (variable)
Representative example: If you spend £1000.00 at a purchase rate of 0% (variable) your Representative APR will be 29.80% (variable)
BARCLAYCARD INITIAL	£1200.00	£0	29.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 29.90% (variable)

Card	Interest Rate	Fee	Representative APR
SAINSBURY'S NECTAR LOW RATE CREDIT CARD	7.84% a purchase (variable)	£0	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)
SAINSBURY'S CASHBACK LOW RATE CREDIT CARD	7.84% a purchase (variable)	£0	7.80% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 7.80% (variable)
NATWEST VISA LOW RATE CREDIT CARD	9.95% a purchase (variable)	£0	9.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 9.90% (variable)
ROYAL BANK OF SCOTLAND VISA LOW RATE CREDIT CARD	9.95% a purchase (variable)	£0	9.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 9.90% (variable)

Card	Purchase Rate	Duration	Representative APR
TESCO BANK CLUBCARD CREDIT CARD FOR PURCHASES	0.00%	16 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
M&S CREDIT CARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
NATWEST YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)
ROYAL BANK OF SCOTLAND YOURPOINTS WORLD MASTERCARD	0.00%	15 months	16.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 16.90% (variable)

Card	Rewards	Representative APR
SAINSBURY'S NECTAR CREDIT CARD	For the first 3 months from account opening you will earn 5x Nectar points (10 Nectar points per £1 if you also swipes your Nectar loyalty card) on all retail spend in Sainsbury's (8 points per £1 on fuel, plus a further 1 point per litre if you also swipes your Nectar loyalty card), subject to a cap of £1,000 qualifying spend per month, and 1 Nectar point per £5 on all other retail spend. After the first 3 months when you shop at Sainsbury?s with your Sainsbury's Credit Card you will get 2 Nectar points for every £1 you spend. You can build up Nectar points when you use your Sainsbury?s Credit Card elsewhere too earning 1 point for each £5 you spend.	17.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0.00% (variable) your Representative APR will be 17.90% (variable)
AMERICAN EXPRESS BRITISH AIRWAYS	Receive 9,000 Avios when you spend £1,000 in the first 3 months. Collect 1 Avios for virtually every £1 spent. Spend £20,000 on your card in any given year and receive a companion ticket when you redeem your Avios for a British Airways flight. There is no annual fee with this card.	15.90% (variable)
Representative example: If you spend £1200.00 at a purchase rate of 0% (variable) your Representative APR will be 15.90% (variable)

fee may apply

loans

Full Width Tool Tab 2

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
THE LOANS ENGINE	5.40%	£189.96	£1398.00	£11398.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 14.3% variable.
OCEAN FINANCE	8.40%	£244.57	£1739.00	£11739.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 13.7% variable.
THE LOANS ENGINE	12.50%	£262.54	£2602.00	£12602.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 20.7% variable.

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
THE LOANS ENGINE	12.50%	£262.54	£2602.00	£12602.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 20.7% variable.
NORTON FINANCE	13.90%	£227.97	£3678.00	£13678.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 17.9% variable.
OCEAN FINANCE	14.60%	£271.79	£3046.00	£13046.00
Homeowner loan borrowing £10000.00 over 4 years. Typical APR of 22% variable.

Loans	Headline rate	Payment per month	Total charge for credit	Total amount you repay
DERBYSHIRE PERSONAL LOAN	5.00%	£299.21	£772.00	£10772.00
Representative example: If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed, a £0.00 and an annual interest rate of 5%.
SAINSBURY'S SHOPPER STANDARD LOAN	5.00%	£299.21	£772.00	£10772.00
Representative example: If you borrow £10000.00 over 3 years at a Representative APR of 5.00% fixed and an annual interest rate of 5%.
THE LOANS ENGINE	5.40%	£189.96	£1398.00	£11398.00
Homeowner loan borrowing £10000.00 over 5 years. Typical APR of 14.3% variable.

banking

Full Width Tool Tab 4

Bank	Account Name	Interest (AER)
SECURE TRUST BANK PLC	Current Account	0.5%
ADVANCED PAYMENT SOLUTIONS FINANCIAL LTD	cashplus Deluxe Account	0%
EVOLUTION	Premier Current Account	0%
CARDONEBANKING	CardOneBanking managed Account	0%
TUXEDO	eccount money current account	0%

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
LLOYDS TSB BANK PLC	Classic Account with Vantage	4%	5000	19.94	25.0000
SANTANDER	123 Current Account	3%	3000	0	0.0000
COVENTRY BS	Coventry First	1.1%	0		250.0000
LEEDS BS	Premier Current Account	0.05%	100	12	0.0000
M&S BANK	Premium Current Account	0%	0	15.9	100.0000
NORWICH & PETERBOROUGH BS	Gold Classic	0%	1	17.9	0.0000
THE CO-OPERATIVE BANK PLC	Current Account Plus	0%	1	18.9	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
FIRST DIRECT	1st Account	0%	1	15.9	250.0000
SANTANDER	123 Current Account	3%	3000	0	0.0000
HALIFAX	Reward Current Account	0%	1000	0	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
NATIONWIDE BS	FlexAccount	0%	1	18.9	0.0000
HALIFAX	Reward Current Account	0%	1000	0	0.0000

Bank	Account Name	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
LLOYDS TSB BANK PLC	Silver Account with Vantage	4%	5000	19.94	50.0000
BANK OF SCOTLAND	Silver Account with Vantage	1.5%	1	19.94	50.0000
THE CO-OPERATIVE BANK PLC	Current Account Plus	0%	1	18.9	0.0000
HALIFAX	Ultimate Reward Current Account	0%	0	0	0.0000
M&S BANK	Premium Current Account with insurance	0%	0	15.9	100.0000

savings

Full Width Tool Tab 5

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
COVENTRY BS	Fixed Rate ISA (17) 31.5.2016	2.5%	31.05.16	£5760
VIRGIN MONEY	Fixed Rate Cash E-ISA 3 Years	2.4%	24.05.16	£1
HALIFAX	ISA Saver Fixed	2.3%	4 Year Bond	£500
CHESHIRE BS	ISA Saver (Issue 3)	2.3%	None	£1000
NATIONAL SAVINGS & INVESTMENTS	Direct ISA	2.25%	None	£1
NATIONWIDE BS	Easy Saver ISA (Issue 1)	2.25%	Instant	£1
VIRGIN MONEY	Virgin Easy Access Cash eISA Issue 4	2.15%	None	£1
NATIONWIDE BS	2 Year Fixed Rate ISA	2.1%	2 Year Bond	£1
BM SAVINGS	ISA Extra Issue 5	2.1%	None	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
HALIFAX	Kid's Regular Saver	6%	12 Month Bond	£10
WEST BROM BS	Fixed Rate Regular Saver (Child)	4.6%	1 Year Bond	£10
CHORLEY & DISTRICT BS	Childrens Foxley Regular Saver (Issue 1)	4%	Instant	£1
PRINCIPALITY BS	Dylan's Regular Saver Bond Issue 4	4%	3 Year Bond	£10
BARCLAYS BANK	Children's Regular Saver Issue 1	3.5%	Instant	£5
NEWCASTLE BS	Newcastle Big Little Saver	3%	Instant	£1
MANSFIELD BS	Young Regular Saver 1st Issue	3%	Instant	£1
HALIFAX	Young Saver	3%	Instant	£1
CHORLEY & DISTRICT BS	Foxley Fund	2.9%	Age 18	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
DERBYSHIRE BS	Derbyshire NetSaver Issue 11	1.7%	None	£1000
NATIONWIDE BS	MySave Online Plus	1.7%	None	£1000
YORKSHIRE BS	Triple Access Saver Issue 3	1.65%	Instant	£100
COVENTRY BS	Online Saver (5)	1.6%	None	£1
CHELSEA BS	RSPCA Saver Issue 3	1.6%	Instant	£10
VIRGIN MONEY	Virgin Easy Access Saver Issue 6	1.55%	Instant	£1
POST OFFICE®	Online Saver Issue 10	1.5%	None	£1
GE CAPITAL DIRECT	GE Saver Issue 4	1.5%	None	£500
ALDERMORE	Easy Access Issue 7	1.5%	None	£1000

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
FIRSTSAVE	FirstSave 5 Year Fixed Rate Bond 2nd Issue	2.9%	5 Year Bond	£1000
ICICI BANK UK	HiSAVE Fixed Rate Account	2.75%	5 Year Bond	£1000
SHAWBROOK BANK	5 Year Fixed Rate Bond Issue 6	2.75%	5 Year Bond	£5000
ICICI BANK UK	HiSAVE Fixed Rate Account	2.55%	3 Year Bond	£1000
SHAWBROOK BANK	4 Year Fixed Rate Bond Issue 6	2.55%	4 Year Bond	£5000
BANK OF CYPRUS UK	Bank of Cyprus UK Bond	2.35%	3 Year Bond	£1000
ICICI BANK UK	HiSAVE Fixed Rate Account	2.3%	2 Year Bond	£1000
NATIONWIDE BS	2 Year Fixed Rate Bond	2.1%	2 Year Bond	£1
ICICI BANK UK	HiSAVE Fixed Rate Account	1.95%	1 Year Bond	£1000

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
SHAWBROOK BANK	120 Day Notice Personal Savings Account Issue 9	2%	120 Day	£1000
SHAWBROOK BANK	95 Day Notice Personal Savings Account Issue 8	1.9%	95 Day	£1000
GE CAPITAL DIRECT	GE 100 Day Notice	1.85%	100 Day	£500
HAMPSHIRE TRUST PLC	Three Month Notice Account (Issue 2)	1.81%	3 Month	£1000
UNITED TRUST BANK	180 Day Notice Deposit	1.76%	180 Day	£500
UNITED TRUST BANK	6 Month Notice Deposit	1.75%	6 Month	£500
ALDERMORE	30 Day Notice Issue 4	1.75%	30 Day	£1000
KRBS	60 Day Notice Issue 8	1.65%	60 Day	£1000
UNITED TRUST BANK	90 Day Notice Deposit	1.56%	90 Day	£500

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
BARCLAYS WEALTH AND INVESTMENT MANAGEMENT	Monthly Saver	5%	12 Month Bond	£1
NORWICH & PETERBOROUGH BS	Regular Saver	3%	None	£1
LLOYDS TSB INTERNATIONAL	International Regular Saver	3%	12 Month Bond	£500
BRITANNIA INTERNATIONAL	Regular Saver	2.5%	None	£50
NORWICH & PETERBOROUGH BS	5 Year Fixed Bond	2.4%	5 Year Bond	£1000
NORWICH & PETERBOROUGH BS	3 Year Fixed Bond	2.2%	3 Year Bond	£1000
BRITANNIA INTERNATIONAL	60 Day Notice	1.5%	60 Day	£1000
BRITANNIA INTERNATIONAL	Access Plus	1.25%	None	£1000
NORWICH & PETERBOROUGH BS	Family Easy Access	1%	None	£1

Bank	Account Name	Interest (AER)	Notice Term	Minimum Investment
WEST BROM BS	Fixed Rate Regular Saver (Adult)	4.1%	1 Year Bond	£10
BARCLAYS BANK	Monthly Savings	3.25%	12 Month Bond	£20
LEEDS BS	Regular Saver Issue 2	3.05%	Instant	£20
NORWICH & PETERBOROUGH BS	Regular Saver	3%	Instant	£1
YORKSHIRE BS	Regular Saver 2	3%	None	£10
PRINCIPALITY BS	Regular Saver Bond Issue 13	3%	1 Year Bond	£20
MANSFIELD BS	Regular Savings 2nd Issue	3%	Instant	£25
TEACHERS BS	Charity Saver Issue 2	2.8%	None	£10

Financial News

G8: Cameron Prepares For Tax Evasion Battle

Child Porn: Web Giants Summoned For Talks

Royal Ascot Set To Win Back Confidence In Racing

World Cup Protests: Violent Clashes In Brazil

G8: Cameron Prepares For Tax Evasion Battle

Child Porn: Web Giants Summoned For Talks

Royal Ascot Set To Win Back Confidence In Racing

World Cup Protests: Violent Clashes In Brazil

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